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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Use a Lump Sum to Pay Down Debt

If you’ve received a lump-sum payment from an inheritance, tax refund or commission off of a large sale, you might be wondering what the best use of that money is.…

Retirement Account Withdrawal Strategies

Like most things in life, retirement fund withdrawals should be carefully planned to maximize your assets and get the most mileage from your retirement funds. Of course, the first act…

Introducing Your Teen to Banking

It is never too soon to start teaching your children smart financial habits that will help them throughout adulthood. One of the most important lessons for your teen is responsible…

Why Budgets Fail

You finally committed to making a household budget, listing your monthly expenses and revenue streams. However, at the end of each month you find that you’ve overspent on going to…

Dealing with Large Medical Bills

Most everyone has medical bills. In many cases, their health insurance picks up the tab, so to speak, minus the copay and perhaps a deductible. Most people can work these…

How to Quickly Pay Off Your Student Loans

Making monthly student loan payments is about as much fun as going to the dentist. According to EducationData.org, 64 percent of today’s college students went into debt after graduating with…

Using a Sinking Fund to Save

Hearing the name “sinking fund” may give you the wrong idea, mainly if you’ve never heard of one before. A sinking fund differs from a savings account because money is…